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My library Help Advanced Book Search. Get print book. John Middleton. Over the course of a lifetime, the average person is likely to spend at least two million dollars. They're also likely to spend more than they earn, fail to realize full earning potential, and buy lots of stuff they don't really want or need. Detox Your Finances helps readers get out of the money pit by offering solid advice on key topics including how to earn more, spend less, invest wisely, manage credit and debt, and create a budget they can actually stick to.

Ideas include: - Idea 3: Jump start your salary - Idea 9: Don't max your tax - Idea Destroy your piggybank - Idea Sweat the small stuff - Idea Manage your bricks and mortar - Idea Review, monitor and act. Selected pages Title Page.

Table of Contents. Molly is the author of Outstanding leadership. Lisa Helmanis is a lifestyle journalist specialising in food, travel, interiors and trends. Lisa is the author of Master dating and Perfect weddings. He is a parent governor at a primary school in Tunbridge Wells, Kent, and has two young children whose confidence has been boosted massively through the ideas in his book. Steve has also attended the Academy of Creative Training. Dr Rob Hicks has been a GP for more than ten years and now works part-time in general practice and also as a hospital clinical assistant in sexual health medicine.

He takes a holistic approach to healthcare, being a firm believer that prevention is better than cure. Rob is a radio doctor for Classic FM and Talk Sport radio stations, and regularly appears on television. He also contributes to several lifestyle magazines, medical journals, newspapers and Internet sites, and is the medical script advisor for the BBC drama Doctors.

Rob is the author of Beat your allergies and Control your blood pressure. Jackee Holder is the director of Life Work In Progress which delivers workshops, seminars and training courses to the corporate sector, creative industries, the general public, mind, body and spirit groups and well-being sectors. She has worked with hundreds of professionals as a life coach and inspired people across the globe with her work as a teacher and coach. Jackee is the author of Be your own best life coach. He has been a civil servant, IT professional, project and programme manager, and management consultant.

Steve Holmes is an ex-punk whose band once supported the Boomtown Rats. The anarchy may have died but his adventurous spirit remains. Steve got into two wheels via a Lambretta SX but nowadays rides a Ducati s—chalk and cheese. His other passions include skiing, water skiing, Manchester United and Stella Artois. Steve is the author of To infinity and beyond. Clive Hopwood has written over books, including many TV spin-offs. He coordinates and runs the Writers in Prison Network in 20 prisons, which has given him real insights into addictions.

Clive is the co-author of Stop smoking and Quit smoking for good. Lynn Huggins-Cooper is a widely published author with well over 90 books in print. Lynn is the author of Blooming pregnancy , Downshift to the good-life and Raising teenagers. They are experts in their subject areas but they write in a friendly, informative and often amusing voice.

The result is a unique blend of expertise and informal approach, giving readers the chance to pick the brains of a pro, whilst enjoying a chuckle with a chum. He has been CEO of ten venture-backed companies — three of which became public companies. Phil is the author of Biscuitville. Nicolas King is a specialist in entrepreneurship and finance for early stage businesses. He co-founded a high tech consultancy company and has been a launch team member of a publishing venture. Nicolas has written several successful business titles include Corporate Venturing , Enterprise Express , and Exit Strategies.

Nicolas King is the author of Networking: Work your contacts to supercharge your career. Giles Kime is the author of Secrets of wine and Decorate to speculate. Ken Langdon is a consultant and author of several best-selling business books, including The Greatest Ideas for Building the Business of Your Dreams.

His new book, Easy Business Finance , will be available as an ebook soon. He is also an internationally renowned futurist and founder and chairman of the South African chapter of the World Future Society. Maggie Loughran is an administrator of the Federation of Family History Societies, an association of more than family history societies.

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Maggie regularly contributes articles on family and local history to various journals and magazines and lectures on family and local history related subjects. Maggie is the co-author of Discover your roots. Cherry Maslen is a freelance writer and editor. She currently writes health and property features for The Daily Mail and The Mail on Sunday and edits a consumer gardening magazine. Cherry is the author of Cellulite Solutions and co-author of Shape up your bum. Karen McCreadie is a freelance writer. He has given career guidance and support to over 2, people, from senior directors to front line staff.

He has written over twenty self-help books on business start-ups, communication, strategy and e-business. He has particular expertise in self employment and work-life balance issues. In recent years Eilidh has delivered keynote speeches to thousands of people across four continents. She has two decades of training and coaching experience, working with people from Aberdeen to Adelaide. She is a columnist, regular radio guest and contributor on media chat shows. Eilidh is the co-author of The diversity dashboard.

After a career in music she married and spent a year at Cambridge University where her husband was a Fiske scholar. Her search for answers led her to Jungian analysis, meditation and sutras which have helped her to find a delicate peace amid the effects of her devastating family inheritance.

Millicent is the author of Songs of three islands. Lara is the author of More balls than most. As well as a television role in Brookside Lucy has also enjoyed UK chart success as a vocalist with several dance acts. Chandran Nair is the founder of the Global Institute for Tomorrow GIFT , an independent social venture think tank dedicated to advancing understanding of the impacts of globalisation.

Chandran is the author of Consumptionomics. He is also a highly experienced coach, providing executive coaching for directors and senior managers from the public, private and voluntary sectors. He developed and designed the programme for the Certificate in Coaching at Cambridge University where he is course director and coaches the managers in the Luminus Group. Keith is the author of Your total coach.

He was knighted in for his services to the arts and to disadvantaged young people. Torquil is the author of Kick the tyres, light the fires. Michael Payne has spent the past 25 years as a senior executive within the sports marketing industry, negotiating multi-billion dollar broadcast and sponsorship contracts. In , he was hired to create the first ever global marketing strategy for the Olympic Games — the TOP Programme, which became one of the most successful marketing programmes in the world. Michael is the author of Olympic turnaround. She has also worked within the erotic world, in film and as a writer of short stories and non-fiction.

Vicky Perrett is a trained psychotherapist who has helped many patients navigate the divorce process. She is the author of Survive divorce. Tim Phillips has been a freelance journalist since , writing about business, technology, social change and innovation. For two years he was a technology and Internet columnist for the Guardian. Steve is the co-author of Stress-proof your business and your life. Helena Frith Powell was born in Sweden, educated in England and lives in France where she works as a writer and journalist.

She is the author of Be incredibly sexy: 52 brilliant ideas for sizzling sensuality. Dorothy Purdew opened her first health farm, Frimleys, in Dorothy is the author The long road to Champneys. As well as appearing on a number of TV shows, Paul Rankin runs a successful restaurant business, the Rankin Group, in his native Belfast. Jay is the author of Desert island dishes.

James Robinson is a freelance writer. He lives in Edinburgh, Scotland. James is the author of Wallace D. Rikky Rooksby is a guitar teacher, songwriter, music journalist and the author of several best selling books for guitar players. Rikky is the author of Play great guitar. Brad is the author of Better, stronger, faster.

Colin Salter has a degree in the history and practise of applied arts and was a working ceramicist and theatrical props-maker for many years. He was later employed by Cumbria County Council as a Crafts Event Development Officer, where his duties included the organisation of exhibitions and selling opportunities for small crafts businesses in that county.

Colin is the author of Crafting creativity. Kate Santon is a writer, specializing in practical non-fiction and focusing on food, diet and cooking. She is the author of many books on different aspects of diet. She is also an editor of food and cookery books, and a keen blogger.

Kate is the author of Living gluten-free and Gluten-free kids. Steve Shipside is a qualified diving and fitness instructor, an ultrarunner and an IronMan triathlete. His sporting highlights have seen him paraglide over the Andes, abseil off Table Mountain and run km across the Kalahari with a rucksack on his back. He has become a renowned journalist in the fields of new technology and fitness. Steve is the author of Adventure sports , Getting away with it , Power-up Pilates and Win at the gym. Jag Shoker is a regional business development director for Barclays and a passionate self-development coach outside of work.

He wrote Playing the beautiful game to express the ideas and insights he has used to help a number of senior leaders and professionals to achieve a greater and more sustainable level of success in both their work and personal lives. He has worked in quality and management systems all his working life in a range of organisations including Pirelli, Perkins Engines, the British Standards Institution and the Chartered Quality Institute.

With a first degree in engineering, Paul has extended his postgraduate qualifications into fields of marketing and business as well as professional areas of auditing, health and safety and quality. Paul contributes to Standards Development and the quality profession through participation in UK and International committees as a UK Technical Expert on quality management and auditing, writing articles for industry magazines and volunteer roles. Anya Sizer is a fertility coach and mother of two IVF children who were born after a six year battle against the 1 in , odds doctors gave her of being able to conceive.

Anya is the co-author of Fertile thinking. Jon Smith was involved in the start up of amazon.

Detox your finances: How to control your personal finance

As a consultant for the venture capital firm Chase Episode 1, he improved and researched business plans submitted by companies looking for investment. In he launched Toytopia, an online specialist toyshop, and since Jon has been managing director of Inpress, an organisation that provides sales, marketing and technical support to independent publishers.

Jon is the author of Get into bed with Google , Google AdWords that work , Smarter business start-ups , Web sites that work and co-author of Dominate your market with Twitter. Alexander Gordon Smith has published more than books, short stories and articles and runs workshops and information classes for all ages, helping numerous people into print.

He knows exactly what those obstinate buggers called publishers want to see in a manuscript. Cathy Struthers is a snow and extreme sports addict. She is also editor of Cooler , a surfing and board sports magazine for women.

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Cathy is the author of Skiing and snowboarding. For the last fifteen years, Deborah has worked in over forty countries helping organisations and individuals to work internationally across multiple cultures to gain an authentic competitive edge. She won the UK National Training Award as an individual and her businesses have won several industry awards.

Deborah is the co-author of The diversity dashboard. Peter Taylor is a dynamic and commercially astute professional who has achieved notable success in business. He is also an accomplished communicator, leader and professional speaker, popular around the world for keynotes and as an event host. Peter is the author of The lazy project manager and The lazy winner.

Detox Your Finances (2nd ed.)

Monica is the author of Magical menopause. Carol Velthuis started her career at Unilever managing brands like Boursin and Lipton. After working as a strategy and marketing consultant at Arthur D. Little she founded Quintel Strategy Consulting which works with large clients in dramatically changing markets such as health care, telecoms, energy and logistics. Carol helps companies with fundamental strategic issues including market focus and positioning. Carol is the author of Surfing the long summer.

He is a well-known populariser of mathematics as well as the author of Four Colours Suffice , the bestselling account of the famous and controversial map-colouring problem. He is the author and editor of 30 books on subjects ranging from history to mathematics. Robin is the author of How to solve sudoku. Elisabeth is the author of Boundless energy , Re-energise your sex life and Stress proof your life , and she compiled and edited Goddess and Relax and enjoy life.

Antony Worrall Thompson is a restaurateur and TV chef. One month later, he was head chef and in Antony opened his own restaurant in London, which was notorious for only serving starters and puddings. Tim Wright has been a journalist and editor on various magazines and newspapers. Tim is the co-author of Unleash your creativity. Santon Snowdonia is a writer and editor specializing in practical non-fiction. She is a keen blogger and has written books on a range of subjects. She is a recipient of both the H.

Rabih Abouchakra is the founder and Managing Director of the Office of Strategic Affairs at the Abu Dhabi Crown Prince Court since , providing socioeconomic thought leadership and strategic advice. Rabih served as the head of the Organization and Strategy practice in the Middle East focusing on public administration modernization, policy formulation, large scale transformation, and economic planning.

His publications include Leading Smart Transformation: A Roadmap for World Class Government published in , and a series of perspective papers and articles addressing emerging public sector strategic challenges. He was awarded a British Medal of Great Distinction in Focusing on management innovation, he has published many influential articles and blogs. These days he is a financial writer and independent scholar. Richard Mark James is a writer, web publisher, translator and wine tutor.

He blogs at www. He lives in Northern Ireland. Nart Wielaard is a strategic thinker on society, technology and business. He is a consultant, speaker and writer. Stephen Skelton has been involved with growing vines and making wine since He has written about the region extensively for other titles such as Imbibe , Le Pan and Living France , and has produced a page report on the new vintage for Tim Atkin MW every year since the vintage. He visits the region twice a year and is in regular contact with some of its most respected winemakers.

Catherine Cooper Catherine Cooper was a primary school teacher for twenty-nine years before deciding to write for children. Stuart Crainer Stuart Crainer is a co-founder of the Thinkers 50 www. Des Dearlove Des Dearlove is a co-founder of the Thinkers 50 www. Michael Garner Michael Garner has worked in the wine business for more than 30 years and has specialised in Italian wine for more than Barry Gibbons Barry Gibbons is a legend. Caroline Gilby MW Caroline Gilby MW worked as a wine buyer for 7 years before starting her own business as a consultant and freelance wine writer in Julian Jeffs Julian Jeffs is a leading writer and authority on European wine, and has written several books on Spanish and Portuguese wine.

Wink Lorch Wink Lorch has worked in the world of wine since Richard Mayson Richard Mayson is an expert on port and Portuguese wines. Mark Ridgwell During the 30 years he dedicated his life and liver to the corporate world of spirits Mark Ridgwell was inspired by years of fun at I. Fons Trompenaars Fons Trompenaars is a world expert on international management and the author of the global best seller, Riding the waves of culture. Monty Waldin Monty Waldin is the first wine writer to dedicate himself to organic, biodynamic, and natural wine-growing. Nicholas Bate Nicholas Bate runs Strategic Edge Ltd, a consultancy that enables individuals to realise and release their full potential.

Linda Bird Linda Bird has been deputy editor of health and beauty magazine Zest , and senior editor of She. Bas Blekkingh Bas W. Darren Bridger Darren Bridger is a neuroscientist whose interests include brain-imaging and human performance.